15+
Years Serving
Fertility Patients
3,000+
Babies Born
at Life IVF
Zero
Wait Time to
Begin Treatment
30+
Countries with
Patients at Life IVF
Large academic and hospital programs carry well-known names. They also carry waitlists, rigid protocols, and a tendency to route patients toward the most conservative path. Life IVF is different in the ways that matter most when you are ready to move forward. No waitlist. Most patients move from first consultation to treatment start without the multi-month delays common at high-volume programs. Your protocol is not a default. Stimulation levels, monitoring frequency, and transfer timing are determined by your specific biology and history — not a shared template. Precision protocols routinely use lower medication doses than conventional IVF approaches, reducing side effects and out-of-pocket medication costs at the same time. CAP- and CLIA-certified embryology running ~6x more cycles than the average U.S. fertility center. World-class lab care, without the academic hospital overhead. Ready to put your fertility benefit to work? Free consultation · No waitlist · Irvine and Arcadia locations
The Life IVF Difference
Why Patients Choose Life IVF
No Waiting to Start
Treatment Built Around You
Fewer Injections, Lower Burden
Lab Results That Hold Up
Life IVF Center works with fertility benefit programs, major PPO carriers, and SB 729-eligible plans. PPO plans only. HMO plans are not currently accepted. Authorizations and benefit rules typically flow through the program directly. Our team will help coordinate once you begin the new patient process. Carrier participation does not guarantee coverage. Your employer’s specific plan design determines your benefits. SB 729 expands fertility coverage for certain fully insured large-group plans in California. If you work for a company with 100 or more employees and carry a California-issued PPO plan, you may qualify. Not sure if you have fertility benefits? We recommend calling your insurer directly before your consultation. See our insurance guide for exactly what to ask.
Insurance & Benefits
Coverage We Accept
Fertility Benefit Programs
PPO Insurance Carriers
California SB 729
Second Opinions Welcome Some patients arrive at Life IVF after being told that donor eggs are their only realistic option. For many of them, that turns out not to be true. Our physicians specialize in cases that other programs consider too complex or too difficult to pursue with a patient’s own eggs, including diminished ovarian reserve, advanced maternal age, prior unsuccessful IVF cycles, and complex reproductive histories. We do not promise outcomes we cannot guarantee. But we do believe every patient deserves a thoughtful second opinion before closing the door on their own biology. ✓ Advanced Maternal Age ✓ Complex Reproductive Histories ✓ Diminished Ovarian Reserve ✓ First IVF Cycle Patients ✓ Low AMH ✓ Male Factor Infertility ✓ Polycystic Ovarian Syndrome ✓ Prior Unsuccessful IVF Cycles We also excel with straightforward cases. If you are earlier in your fertility journey and want a high-quality clinic with no waitlist and a team that will know your name, you are in the right place.
We Work to Keep Your Own Eggs in the Picture.
Get a second opinion
Conditions We Treat Regularly
Free Consultation
Start With a Clinical Conversation.
Your first step is a complimentary consultation with a member of our clinical team — a real conversation about your fertility history, your diagnosis, and what a treatment plan at Life IVF might look like for your situation.
Insurance verification and financial questions are handled by our billing team once you begin the new patient process.
No obligation
No waitlist
Irvine & Arcadia
No waitlist
Irvine & Arcadia
When Benefits Run Out
If Your Cycles Run Out, We Have You Covered.
Insurance benefits are finite. Most plans cover a set number of egg retrievals or transfers, and some patients need more cycles than their plan allows.
When that happens at a large academic program, continuing care at self-pay rates can become a serious financial burden. At Life IVF, our procedure costs and medication costs are both meaningfully lower than what patients typically encounter at hospital-based programs.
Our goal is to help you reach your family-building goals at the lowest total cost, not to extend treatment unnecessarily.
Two reasons self-pay costs are lower at Life IVF
Lower per-cycle procedure pricing
Our treatment packages are priced to be genuinely accessible — not discounted versions of a premium list price.
Significantly lower medication costs
Precision protocols often use lower stimulation doses than conventional IVF, reducing the per-cycle cost of medications.
Want to see what a cycle costs out of pocket? Use our pricing estimator to build a real, itemized estimate. See pricing options →
Don’t just take our word for it.
What patients are saying
This is my 3rd baby from Life IVF Center (4 pregnancies, one resulted in a late miscarriage). I am so thankful for Dr. Yelian and his staff. Since I have done 5 egg retrievals and 5 separate embryo transfers, I have been able to get to know Dr. Yelian at a personal level. Not only is he very meticulous with his work, he also spends time to individualize each plan to cater exactly to your needs and specific levels per cycle. For example, I was on different levels of medication from the first time I saw him in 2010, to the most recent time in 2015 (as I became older). Each time I visit he has updated his technology, has attended new conferences, and is providing me with the most up-to-date plan. I appreciate not only his pricing, I love that he offers mini-stim-IVF for less impact on my body, and also that he gives quality care. Thank you!!!
R.T.
IVF Patient
Utah, USA
Don’t just take our word for it.
What patients are saying
At 43 years old after 4 rounds of conventional IVF, 1 miscarriage, and no PGS normal embryos left, we were told to look to donor eggs. A friend had mentioned Life IVF to us and since it was less expensive than conventional IVF and seemed to make sense scientifically, we decided to give it one last shot with my own eggs. We committed to 6 rounds of low stim IVF while banking them to PGS test one final time. We lucked out and got one male normal embryo. With a combination of luck from Above and scientific talent, that embryo took and we have our miracle son today. I credit Dr. Yelian and the Life IVF lab for combining the care, the expertise, and the hope which resulted in our beautiful son. No words can express how greatful I am and I'm so thankful for not giving up. It can happen.
K.H.
IVF Patient
California, USA
Don’t just take our word for it.
What patients are saying
We are eternally grateful to Dr. Yelian and his staff for his knowledge and expertise in his field. Thanks to them, we have been able to have two beautiful children, a boy and a girl! Our first was born 5 years ago and here we are with our latest addition. We are forever indebted to you all for helping to make our family complete and allow our hearts to over flow with so much joy and happiness!
Z.S.
IVF Patient
Georgia, USA
Don’t just take our word for it.
What patients are saying
Thank you Dr Yelian and the LifeIVF medical team for all the support! We delivered our second child in Japan last January. Her sister (25 months, also a Life IVF graduate) can't be happier about her little sister. We wish the best for every patient at Life IVF.
M.
IVF Patient
Tokyo, Japan
Common Questions
Frequently Asked Questions
Common questions from patients using insurance or fertility benefits at Life IVF.
Do you accept Progyny, Carrot, or WINFertility?
Yes. Life IVF Center works with all three. Authorizations and benefit rules for each program typically flow through the program itself. Our team will help coordinate once you are in the new patient process.
Will my consultation cover insurance questions?
The complimentary consultation is a clinical conversation focused on your medical history, diagnosis, and treatment options. Insurance verification and financial questions are handled separately by our billing team once you begin the new patient process.
Does SB 729 apply to me?
SB 729 generally applies to fully insured large-group plans issued in California. It typically does not apply to self-funded or ERISA plans, which cover many large employers. We recommend calling your insurer to confirm. See our full SB 729 guide for what to ask.
What if I have already done IVF elsewhere without success?
Prior failed cycles at other programs are among the most common reasons patients come to us. We will review your records and explain specifically what we would approach differently. Many patients who were unsuccessful elsewhere have gone on to have successful pregnancies at Life IVF.
Can I come to Life IVF for a second opinion?
Absolutely. If you have been told you are not a candidate for IVF with your own eggs, or that a prior failed cycle means you should move to donor eggs, we encourage you to speak with us before accepting that conclusion. Second opinions are one of the most common reasons new patients choose Life IVF.
What happens when my insurance benefit cycles run out?
You can continue treatment at Life IVF as a self-pay patient. Our per-cycle costs and medication costs are both lower than what most patients face at hospital-based programs, making continued care a meaningfully more affordable path forward.
Do I need to live near your clinic?
Not necessarily. We coordinate monitoring with partner labs across the country so that most of your cycle can be managed locally. You typically need to travel to us only for egg retrieval and transfer. We have supported patients from 30+ countries.
How do I confirm whether my plan covers fertility treatment?
Ask your HR department or benefits administrator for your Summary Plan Description and look for language about infertility, IVF, or fertility preservation. Request any benefit language in writing. If you are unsure how to interpret it, bring it to your consultation and our team can help you understand what it covers.
